FirstState Bank Privacy Policy

The type of information we collect-

We routinely collect and retain the information we obtain from your account applications, transaction history (for deposits, loans, credit cards, etc.) and from consumer credit reports. This information helps us:

• to establish and administer your accounts.    (Example: We ask for personally identifying   information to protect your accounts from fraud.)

• to satisfy certain regulator requirements.    (Example: When you open an account that pays   interest, we are required by the Internal Revenue Service to obtain your social security   number.)

• to better understand you so that we may provide you with additional or improved products and   services.    (Example: We require information concerning your credit history and your assets   to determine whether you qualify for a loan approval.)

How is that information protected?

We take your privacy expectations seriously. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Employees are educated on the importance of maintaining the confidentiality of customer information.

We maintain physical, electronic and procedural safeguards which comply with federal standards to guard your nonpublic personal information. As technology continues to advance, we will continue to evaluate security standards to protect your information from access by unauthorized persons.